Flat-Rate Real Estate.
No Percentages. Just Results.
The NAR settlement changed everything. OneRateHomeSales.com was built for this new era — pre-agreed flat fees, total transparency, and savings of $10,000–$25,000+ on every transaction.
The NAR Settlement Changed
Real Estate Forever
On August 17, 2024, the $418 million NAR settlement took effect, fundamentally reshaping how homes are bought and sold across the United States.
The Old System
- ✕ Sellers automatically paid 5–6% total commissions
- ✕ MLS listings advertised buyer agent compensation
- ✕ No written agreement required before touring homes
- ✕ "Whatever the seller offers" was acceptable language
- ✕ Agents incentivized to push higher sale prices
The New Rules
- ✓ MLS can no longer show buyer agent compensation
- ✓ Written buyer-broker agreement required before touring
- ✓ Exact compensation must be stated (flat fee, %, hourly)
- ✓ Open-ended terms like "whatever seller offers" banned
- ✓ Buyers often directly responsible for agent compensation
Key takeaway: Buyer's agent commissions have remained around 2.3–2.5% in many markets, but now buyers are often directly responsible for paying their agent — creating new costs, negotiations, and potential deal friction. The flat-rate model removes all of this complexity.
Why Flat-Rate Wins in the
Post-NAR-Settlement World
OneRateHomeSales.com's flat-rate, pre-agreed model is the clearest winner in this new environment.
Perfect NAR Compliance
The new rules require buyers to sign a written agreement specifying exact, objective compensation (e.g., "$4,995 flat fee") before any showings. A percentage or vague promise fails this test. Our flat-rate pre-agreement satisfies the rule immediately — no last-minute haggling, no open-ended language, full legal compliance from day one.
Total Cost Predictability
Traditional commissions scale with sale price. On a $600,000 home, 3% = $18,000 — and the buyer's side may now come directly out of the buyer's pocket. Flat rate eliminates this entirely. You know the exact dollar amount on day one. No math at the closing table. No "we'll figure it out later."
Massive Savings
Post-settlement, buyer's agents still charge ~2.4% on average. Combined with listing side, costs can exceed 5–6%. Our flat-rate model ($3,000–$5,995 full service) routinely saves sellers $10,000–$25,000+ on median-priced homes. Buyers avoid paying a percentage of a home they're already stretching to afford.
No Conflicts of Interest
Percentage commissions gave agents incentive to push higher sale prices or steer buyers toward homes with co-broke commissions (now banned on MLS). A flat-rate agreement pays the brokerage a fixed amount regardless of price. Incentives align with service quality and successful closing, not inflating the transaction.
Simpler Negotiations
In the new world, every offer can turn into a commission negotiation ("Will the seller pay my agent's 2.5%?"). These side deals frequently kill transactions. A pre-agreed flat fee removes commission from the offer entirely. The purchase contract stays clean. Deals move faster with fewer surprises.
Works for Everyone
Whether you're a seller wanting MLS exposure without paying 2.5–3%, a buyer needing full representation without writing a blank check for 2–3%, or doing both sides — the same flat-rate, pre-agreed structure applies. No dual-agency confusion, no "who pays what" debates, consistent service standards.
Future-Proof
As more buyers go unrepresented and states add disclosure rules, the flat-rate pre-agreement model is already fully aligned with the industry's direction. It treats real estate services like any other professional service — clear scope, clear price, agreed in advance — rather than an opaque percentage of your largest financial decision.
The Bottom Line
The NAR settlement ended the era of hidden, automatic, percentage-based commissions. In its place: clear, written, upfront agreements. Our flat-rate model doesn't just comply with the new laws — it was built for them. Maximum transparency, predictable costs, meaningful savings, and aligned incentives for every party in every transaction.
Lock In Your Flat Fee TodayHow Flat-Rate Home Sales Works
Simple, transparent, and fully compliant with the post-2024 NAR rules.
Pre-Agree Your Flat Fee
Sign a written agreement specifying your exact flat-rate compensation before any showings or listings. Fully NAR-compliant from day one — no percentages, no open-ended terms.
Full-Service Execution
Professional MLS exposure, marketing, negotiations, and closing support — the same full service you'd expect, just without the percentage-based pricing.
Close with Confidence
No commission math at the closing table. No last-minute surprises. You know exactly what you're paying — and saving — from the start. Clean contracts, faster deals.
See What You Save
Compare traditional percentage commissions vs. flat-rate pricing at common home prices.
| Home Price | Traditional 3% | Traditional 6% | Our Flat Rate | You Save |
|---|---|---|---|---|
| $300,000 | $9,000 | $18,000 | $4,995 | $4,005–$13,005 |
| $500,000 | $15,000 | $30,000 | $4,995 | $10,005–$25,005 |
| $750,000 | $22,500 | $45,000 | $5,995 | $16,505–$39,005 |
| $1,000,000 | $30,000 | $60,000 | $5,995 | $24,005–$54,005 |
Flat-rate pricing shown for illustrative purposes. Contact us for current package details and availability in your market.
Ready to Ditch the Percentages?
Lock in a fair flat fee before you start. Whether you're buying or selling, get full representation without the percentage games.
Request current flat-rate packages and get your pre-agreement in place today.